PPOB is an online payment service system operated by users such as PLN, Telkom, PDAM in cooperation with banks or partner providers. Like PPOB, a payment or purchasing system using an online system is used by refill providers using a server system.
In the PPOB system, all data communication takes place online, with transactions being performed manually between the customer and the PPOB counter, and all processes are executed in real-time. With this PPOB system, users can easily make bill payments and create new business opportunities, namely online payment counters. Currently, PPOB is not only filled with PLN, Telkom, and PDAM, but there are also loans, cable TV, insurance and Zakat on the PPOB switch.