Create Virtual Account
Virtual Account is an artificial account that is not actually real or virtual. Usually in this account there is a customer ID number created by the Bank. Account creation can be done according to company requests for the purpose of making transactions. For each transaction, customers will get an account ID or commonly known as a VA number. Furthermore, each customer is given a unique and different virtual account, and can be arranged as needed
API URL |
Development : https://sandbox-api.espay.id/rest/merchantpg/sendinvoice |
Production: https://api.espay.id/rest/merchantpg/sendinvoice |
The format of the message sent must be in the form of an encoded URL. Information for each field in the HTTP POST message:
Parameter Request
Field Name | Attribute | Mandatory | Information |
rq_uuid | 64 | Yes | Request identifier. Unique id to identify this message with other messages |
rq_datetime | 19 | Yes | Date and time on the Espay application server when the message was sent |
order_id | 32 | Yes | Transaction Number / Invoice Id / unique id that can identify invoices owned by partner customers |
amount | 17 | Yes | The total amount of bills to be paid by partner customers with the last 2 digits is the decimal of the payment |
ccy | 3 | Yes | Currency code of the bill you want to pay, for example IDR |
comm_code | 32 | Yes | The merchant code is registered on the Espay application |
remark1 | 32 | No | First description. Mandatory can "Yes" follow the scheme. Filled in with Mobile Number |
remark2 | 32 | Yes | Second description. Filled with name |
remark3 | 32 | No | Third description. Filled with email address |
update | 1 | Yes | Fill in Y if you want to update the data of the order_id that has been registered Fill in N if you want to register a new order_id |
bank_code | 3 | Yes | Bank code that will be used as payment. Example: 008, 016 or etc. |
va_expired | 20 | No | To setup the expired time of the VA. (in minutes) Example: 4000 (meaning it will expire in 4000 minutes) |
signature | 64 | Yes | Signature that must be validated by Espay, see this page for details |
Then ESPAY conducts an inquiry on the Merchant
Inquiry Request Data
Field Name | Attribute | Mandatory | Information |
rq_uuid | 64 | Yes | Request identifier. Unique ID to identify these messages with other messages |
rq_datetime | 19 | Yes | Date and time on the Espay application server when the message was sent |
member_id | 20 | No | Customer code if registered in the Espay application |
comm_code | 32 | Yes | The seller code is registered in the Espay application |
order_id | 20 | Yes | Transaction number / invoice ID / unique ID that identifies the order / invoice / invoice |
password | 32 | No | The password is used to identify and validate the mechanism by the seller to thoroughly identify requests from the Espay application |
signature | 64 | Yes | Signature is required for validation by the seller |
After that, the Merchant will respond to the request
Inquiry Response Data
Field Name | Attribute | Mandatory | Information |
error_code | 4 | Yes | The seller will provide information about requests based on this field. 0 = Success, the process at the seller has been successful other = failed, the process at the seller has failed (validation has a problem, the business process is not appropriate, or other problems) |
error_message | 32 | Yes | If error_code is equal to 0 = Success If error_code is not equal to 0, please insert a message or description of the problem in this field |
order_id | 20 | No | Transaction number / invoice ID / unique ID that identifies the order / invoice / invoice |
amount | 13.2 | No | Amount to be paid by customers Format: 100000.00 |
ccy | 3 | No | Transaction currency code. Example: IDR / USD |
description | 32 | No | Transaction description |
trx_date | 19 | No | Transaction date on seller's server Format: DD / MM / YYYYhh: mm: ss |
After making a request with the example above, the Merchant will get a response. With the following example:
Parameter Response
Field Name | Attribute | Mandatory | Information |
rq_uuid | 4 | Yes | Request identifier. Unique id to identify this message with other messages |
rs_datetime | 32 | Yes | Date and time on the Espay application server when the message was sent |
error_code | 4 | Yes | Error code on the web service, 0000 means success |
error_message | 32 | Yes | Error description |
va_number | 16 | Yes | Virtual Account Number used by customers to pay. |
expired | 19 | Yes | The date and time of the Virtual Account Number will expire. |
description | 32 | Yes | Description. |
total_amount | 17 | Yes | Total Price of the Merchant + administrative fees. |
amount | 17 | Yes | Total Price of the Merchant. |
fee | 17 | Yes | administrative costs. |