Mobile payment is a payment method in which a cell phone or a cell phone is used as a means. Mobile payment, which is well known to mobile users, is certainly a banking product called Mobile Banking or abbreviated as M-Banking. Through M-Banking services we can check the balance of our savings account with the bank, transfer money, pay bills, including the purchase of top-ups.
When using Mobile Payment or M-Banking, each bank has a different menu and a different method. Some use a menu that comes from our Handy-SimCard (provided by a mobile operator called SIM Toolkit-Menu), others use a Java application that we can click on Some use SMS codes and send to certain numbers (SMS Banking). This method is very practical as an alternative to transactions via ATMs or cashiers in bank branches.